Property Analytics
& Investor Insights.
Practical tips for NZ property investors on data, decisions, and building a portfolio that performs.
NZ Property Investment Tax Rules 2025/26 — What Your Cashflow Calculator Must Account For
NZ property tax rules changed significantly in April 2025. Most online calculators haven't kept up. Here's what your analysis tool needs to include — and what happens to your numbers if it doesn't.
Read Article →NZ Property Investment Tax Rules 2025/26 — What Your Cashflow Calculator Must Account For
NZ property tax rules changed significantly in April 2025. Most online calculators haven't kept up. Here's what your analysis tool needs to include — and what happens to your numbers if it doesn't.
NZ Property Cashflow Calculator vs Excel Template: Which One Actually Gives You the Full Picture?
Free online calculators are fast — but they stop short of what serious NZ property investors need. Here's when a calculator is enough, and when you need an Excel model instead.
Why Serious NZ Property Investors Use Excel and Power BI Alongside Opes+, PropWiz, and Similar Tools
Most investors start with one platform and assume it should do everything. Here's why the serious ones build a stack — and where BI SmartStudio fits in.
Why Most NZ Investors Don't Actually Know Their True Cashflow
The number on your bank statement isn't your cashflow. Here's how to calculate it properly — and why the difference matters more than you think.
Getting Started with Power BI Desktop for Property Investors
A plain-English guide to installing Power BI Desktop, connecting your data, and getting your first dashboard running in under 30 minutes.
LVR, Equity, and When to Refinance: A Framework for NZ Investors
How to read your loan-to-value ratio as a strategic signal — and the four questions to ask before you call your bank.
The Best-Case Trap: Why Optimistic Projections Kill Portfolios
Most cashflow models are dangerously optimistic. Here's how to stress-test your assumptions before your bank does it for you.
NZ Rental Yields in 2026: What the Data Actually Shows
A data-driven look at rental yields across Wellington, Auckland, and regional NZ — and what they mean for your next investment decision.
5 Cashflow Metrics Every Property Investor Should Track Monthly
You can't manage what you don't measure. These five numbers give you a complete picture of your portfolio's health every single month.
When to Hold vs When to Sell: Using Data to Make the Call
Emotion is the enemy of portfolio decisions. Here's the analytical framework AJ uses when evaluating whether to hold, improve, or sell a property.