NZ Property Investor Starter Pack
Three professional Excel models built for NZ property investors — analyse, forecast, and track your portfolio in one discounted bundle.
- NZ Investment Property Analyser v1.0 — analyse any NZ property in minutes ($97 value)
- NZ Property Cashflow Forecast Engine — 24-month forecast with NZ tax rules ($49.95 value)
- NZ Property Loan Amortisation Suite — residential and commercial schedules ($49.95 value)
- All three models delivered as a single .ZIP download
- No macros — standard Excel formulas, fully editable
- Compatible with Excel 2016+, Microsoft 365, and Google Sheets
- Instant digital download after purchase
Three Tools.
One Complete System.
Each model is built to work independently — or together as a complete NZ property investment toolkit. Buy all three at once and save $48 versus purchasing separately.
NZ Investment Property Analyser v1.0
Analyse any NZ residential investment property in minutes. Enter your purchase price, mortgage, and rental income — instantly see cashflow, gross and net yield, LVR, equity position, and estimated 10-year returns. The ideal tool before committing to a purchase.
Individual value: $97.00NZ Property Cashflow Forecast Engine
8-tab Excel workbook that projects your portfolio's cash position up to 24 months forward. Covers up to 5 residential and 3 commercial properties, with Optimistic / Base / Conservative scenario modelling, NZ 2025/26 tax rules, and a portfolio dashboard. Know exactly where you stand under any market condition.
Individual value: $49.95NZ Property Loan Amortisation Suite
Two complete amortisation schedules — one for residential, one for commercial — with NZ-specific investment metrics built in. Track LVR against RBNZ limits, model interest-only periods, calculate ICR and DTI for residential, and DSCR and balloon refinance dates for commercial loans. Extra repayment scenarios show you exactly how much interest you can save.
Individual value: $49.95NZ Investment Property Analyser (.xlsx)
Full cashflow, yield, LVR, equity, and 10-year return analysis for any NZ residential investment property.
NZ Property Cashflow Forecast Engine (.xlsx)
8-tab workbook with 24-month rolling forecast, 3-scenario modelling, NZ tax estimator, and portfolio dashboard.
NZ Property Loan Amortisation Suite (.xlsx)
Residential and commercial loan schedules with LVR, ICR, DTI, DSCR, balloon refinance, and paydown charts.
Single .ZIP Download
All three workbooks delivered in one ZIP file immediately after purchase. No waiting, no shipping.
NZ Tax Rules Built In
2025/26 interest deductibility (100%), ring-fencing, and bright-line test reflected across the Cashflow Engine.
Lifetime Access
One purchase covers all three models. All future updates are included — no subscription required.
Cashflow & Yield Analysis
Enter purchase price, mortgage structure, and weekly rent. Instantly outputs pre-tax and post-mortgage cashflow, gross and net yield, LVR, and equity position for any NZ property.
10-Year Return Projections
Capital growth assumptions project your property value, equity, and total return over a 10-year horizon — helping you evaluate long-term hold viability before committing.
24-Month Rolling Forecast
Month-by-month cashflow projection with automatic ⚠️ CASH ALERT when your closing balance drops below your safety threshold. Covers up to 5 residential + 3 commercial properties.
3-Scenario Modelling
Optimistic, Base, and Conservative projections side by side — driven by customisable rental growth rates, vacancy assumptions, expense inflation, and interest rate movements.
Residential Amortisation
Full P&I or interest-only schedule with LVR tracking, gross rental yield, ICR, and DTI ratio. Models the IO phase common in NZ investment lending before switching to full repayments.
Commercial Amortisation
Commercial loan schedule with balloon refinance modelling. Calculates your residual balance at the balloon date and tracks DSCR, cap rate, and LVR against RBNZ commercial limits.
| Requirement | Detail |
|---|---|
| Microsoft Excel (recommended) | Excel 2016 or later, Windows or Mac. Microsoft 365 provides the best experience across all three workbooks. |
| Google Sheets | Upload each .xlsx file to Google Drive → right-click → Open with Google Sheets. All formulas and most formatting transfer correctly. |
| Macros / Add-ins | None required across any of the three workbooks. All calculations use standard Excel formulas only. |
| Download Format | Single .ZIP archive containing all three .xlsx workbooks. Delivered via instant download link after purchase. |
| Technical Skill Level | Basic Excel familiarity. Blue cells are your inputs — all calculations are automatic across every model. |
| Compatibility | All three models are self-contained with no external data connections or dependencies between files. |
